ࡱ> 8:7q` bjbjqPqP . :: 0   8L ` 0\ $Xhg  gg hg  g t `a^ f ,0\w4 r \Z  Cd \gggg000 000 000  A Travel Health Insurance Plan For FSNA Members FSNA MEDOC is an Emergency Medical Travel Insurance plan designed to meet the needs of FSNA members. Its group rates and benefits are exceptional, primarily because it is co-ordinated with the Federal Governments Public Service Health Care Plan (PSHCP), the largest such plan in Canada. FSNA MEDOC provides coverage year-round for an unlimited number of trips of up to 40 days each, with no limitations for pre-existing conditions. Pre-existing terms and conditions do apply to trips over 40 days - but only for those who do not qualify for either the Optimum or Preferred Health Options. Eligible expenses in excess of the $100,000 PSHCP maximum are covered for up to $5,000,000.00 per emergency. These include such expenses as air emergency transportation or evacuation; in hospital nursing; return of vehicles, return of your dependent children with escort; pet return; additional expenses for meals and accommodation; repatriation/burial; emergency dental care, and incidental hospital expenses, etc. FSNA MEDOC also provides Trip Cancellation and Trip Interruption coverage up to $8,000 per insured person per trip. FSNA members will receive a MEDOC information package with their FSNA membership card. FSNA MEDOC premiums are exceptional as illustrated by the story below. An FSNA member and his wife recently took a 14-day cruisetour to Alaska - 10 days on land and 4 days at sea, at a cost of $10,000.00. The cruise line recommended its own trip cancellation insurance. It would cost $640.00, which, while high, was nevertheless covering a $10,000.00 expenditure. It, however, only covered that single trip. Given the high cost, the travel agent suggested its own trip cancellation policy. The cost was $518.00 - a good saving. It, however, also only covered this one trip. Our FSNA member said that he would think about it and went home. There, he realized that, as an FSNA member, the Association must have trip cancellation insurance. On calling Johnson Insurance, our FSNA member was told Yes, MEDOC did have trip cancellation insurance, but that it was part of a full Travel Emergency Insurance package and, further, that our FSNA member would have to take it for a full year. Our FSNA member was getting discouraged, but then asked for the cost. It was $145.00 a year. On asking the cost for his wife, he was told that she was also included. When he then asked for the cost of the trip cancellation, he was told that it too was included. He was then further told that for the $145.00, he would now have an additional $5,000,000.00 medical coverage above the PSHCP's $100,000.00 out-of-province, out-of-country coverage; that it did not just cover a single trip, but covered any number of trips in a year and, still further, that, because of the MEDOC-PSHCP integration, there was no pre-existing medical condition clause for any of those trips under 40 days. (PS: If you have a pre-existing medical condition, most insurance companies will either not cover you at all or the premiums are very high.) Needless to say, our FSNA member enrolled with MEDOC immediately and has kept that policy ever since. Contact us to become an FSNA member and be eligible to enrol in FSNA MEDOC. FSNA OTTAWA BRANCH Unit B-2, 2285 St. Laurent Blvd., Ottawa, ON K1G 4Z5 Telephone: (613) 737-2199 Fax: (613) 737-9288 E-mail: info@ FSNAOttawa.com Website: FSNAOttawa.com franais au verso     23=>W X b c 5 6   D E )*"#STҾ栏~papUhCJOJQJaJh5B*CJH*aJphh5B*CJaJphhCJaJhCJH*aJhCJaJhH*mH sH hCJmH sH  hH*hhבO E.N,¬bڌ>p~W_-r 6DZYIvTEw9 ;M{/S {^wSۼkm࿈i+d_"1Ձ οH:-^+HgX%}T>q^/5]ު9f5&cCIp4,IF[?؛ڼPqg*?xOSD$H{+^+]7@HAd|6iiK+ȴ4N]1hJ}X},&3fݴ4fM?훿č?[G1&7xԞ|O9 |Ex'Mb)!ִ j6RCcѬgcqF+J,dGO1=yb!ȞY#SD:?n)?hHS'QEfe|9$dPsw?;_V -Ѐ_% aZxLljuW@۟46ܟp7zSWe|NkV\7?KU xQjZǦl|79Ɍ c}M|6iY~kzkso#_LFrXּe֫C*Tj^Id}C7[.[ڴgWư<#]"]׾Xx8/Iԅ<((^?चac;^z߂rzmo rpk 5"Eg kW%uU+Nݻf'1=ISII)Y>oJ@2Ͼ1*?tSz| H 1_4MnAG)3~U}6>jQ'oO; LZ̟ 59mZX[*6w޾ G"i+EETBۘ|rυ^2yVoWD.g-,zpjͿC|,N+ pVW4[kwlV֑!Βs&?iM.Vby`?gmEo]8K츚[ 7Q͕7̐W#wҾcW~:֮|=kYJ=)fr'[M ?#+B 4KJ|򴢝C| MiR᎕s u;DCWNZ+(duyMb+Ӛ4ZkJŞKddP~I"6xS&#$g@O](bUQӡY{2)g)I-:wws>xWv ո0-"̻*=;W?=2I.la$q$=zgw^o>ǧvIspۊ'=u/Wƚf ߇"1^;Ttvo犎)u+Uޞ}Zg5Oå鶾!`D2~=?]>W>0> ^~BOfc^}NnwϹb$øWIaPy{(1L͟gmVT8+Ҿm#=Eſ??Zޗ љR+P9Q/u>ck=żjrrqWg_PuhQ<Zk@F.Z8%A:=7m7ȫ]Յ7*r,HS^0Ѕ`H˺t|B|5j /_>|؞id[gBcr;m3~/ź#] R}C,Ԇ<k*USivr׌MrIg|׮t/ٯ5 6Fq+W7o[\! 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